Olena Verovochkina, Manager of the St. Petersburg branch of ROSDERZHSTRAKH BANK:
In my opinion, a splniy agreement on a bank loan (“seyfing”) is a high-risk and legally unprotected form of rozrakhunkiv sale and purchase with rozrakhunkah for non-rukhomist.
Pros:
Schodo not high rosemir of wine and a jar for a seingu agreement.
The seller and the buyer themselves, at the presence of one of one, put pennies in the bank's middle, the seller can independently, or for the help of the realtor, check the amount of pennies brought into the middle and reconcile with their presence. Deyakі banks for an additional fee give a service for the reparation of the preparation, which are placed in the middle, that reverberation of their competence by the banking practitioner at the presence of the parties please. It should be noted that the bank will not give the parties any kind of written confirmation of a sum of pennies, mortgages at the middle of the guarantee of their correctness. Here the bank is no longer a guarantee of savings brought in up to the middle of the values.
Cons:
High risks of fraud from the side of the purchase, as a rule, what is done with the realtor (counterfeit banknotes, forged small part of the banknotes (for example, 5% -10% if you please, blackmail the seller: the seller can pay the seller for the purchase of his goiter for the safe) , that, as a last resort, the seller does not have to pay a new price for the object of unruliness that is being sold).
Vіdsutnіst juridical garantіy schodo reversal of pennies (for example, at the time of the robbery of the bank's bank or at the time, if the buyer/seller is required to please not win the goiter for the contract of seining);
Criminal risks, due to the need to bring (the buyer) or to blame (the seller) from the bank a large amount of preparation for the day, about the yak to know or they can know a lot of thirds.
The breadth of this method of rozrahunkiv in favor of the purchase and sale of indestructibility is great in my opinion:
With a low legal culture, that in the midst of the discussion of the legal risks by the people of the community in the same way;
Because of the policy of non-violent agencies and privately practicing realtors, which often impose denials on their clients (vineyards, agencies, realtors are paid in such a state, as a rule, without folding any confirming documents);
To the seller and the buyer of the real sum of income / vitrate, taken according to the favor (unique taxation, legalization of income taken by a malicious way).
At times, there is an inevitable repayment through the bank account, the seller / buyer follows:
It is important that you agree to a safekeeping agreement and for the obviousness of any unreasonable moments, consult with a third-party realtor, a lawyer, as well as bank practitioners;
Napolyagat on the presence of a banking practitioner at a shovishchi when pawning pennies at a safe deposit box and reversing their rights;
Indicate at the purchase and sale agreement the real (not underestimated) price of the object of soundness and the method of rozrahunkiv - through a bank account;
Vimagati, as a realtor, confirmed the possession of pennies for the given services.
Nabagato robbed by way of rozrahunkiv є rozrahunki z letter of credit. When buying or selling non-destructive rozrahunki look like this:
Buyer v_dkrivaє terms (tobto provisions on the song term), inconspicuous (tobto such, which cannot be called by the buyer to the end of the term of the contract), cover (so pennies are actually present on the rahunka) letter of credit, with a smart payment for a letter of credit;
The seller submits to the servicing bank documents about the transfer of the right of authority to the object of non-viability before purchase. As a rule, tse vipiska s EDRP, yak schodo ob'єkta nerukhomosti can take a be-yak person.
At times, the seller of such a document in the bank, pennies for a purchase and sale agreement, will be repaid for the sale by the bank for a period of 3-5 days, without the participation of the purchase. On the other hand, the contract may have been transferred to the bank for re-verification of the correctness of the note from the EDRP, tobto. the bank independently zdijsnyuє reverification of the transfer of the right of authority before the purchase and zdіysnit the payment only after confirmation. In that case, as until the end of the term of the agreement, the seller will not have a similar document of allotment by the seller, the cats turn to the rozrahunkovy rahunok of the purchase from the full obyazі, without the daily utriman.
Cons of this method:
To finish high por_vnyano іz seyіng bankіvska komіsіya;
Complete the trial process of accepting by the participants of the letter of credit (buyer/seller/bank) non-standard resolutions of the letter of credit;
In times, as if the favor is good, the buyer will turn his pennies less after the termination of the term of the contract (with the improvement of the terms of the sovereign registration, the transfer of rights of the letter of credit agreement is usually set by the term for 3-6 months).
With unparalleled pluses, legal protection is great as a seller, purchase, and financial cleanliness please.
Transfer of pennies pіd hour please z neruhomіstyu.
Please, from unruliness, you can pay a high price. The transition of the right of power from the seller to the purchase is subject to registration of the right of power.
At the walk, please, constantly blame different meals:
By what rank can the buyer transfer the pennies to the sellers? How do you feel? Where is the seller?
For the purchase of indestructibility - the last scheme of rozrakhankiv is that, if the residual rozrahunok will be necessary, after becoming the ruler of indestructibility.
For the seller, everything is navpak, you can see it, if the rozrahunok for the sake of zdіysnyuvatiyetsya to the registration. It’s impossible to please, as the parties didn’t get along, as if to lead a rozrahunka.
See rozrahunkіv at the pleasure of buying and selling non-violent.
2. Renting a bank account.
3. Unprepared retelling.
4. Banking letter of credit.
5. Escrow-rahunok.
6. Notary's deposit.
7. Mortgage. Bank depositary.
1. Transfer of cooking from hand to hand.
The simplest and most costly way of transferring pennies. Aje pennies are transferred to registration. If you have made a home and have written in the purchase and sale agreement that the transfer of pennies must be prepared, then it is necessary to prepare a receipt for the transfer of pennies. Receipt in the amount of money for the apartment insures you against a non-summon seller. It is necessary to prepare a place for re-checking and re-arranging banknotes.
Noodles:
- It is important to check the correctness of banknotes.
- The transfer of the preparation of the zavzhda was connected with the risk of plundering those other Shakhray children.
- It’s important to turn the pennies, so that they don’t register with Rosreestr for the sake of pleasure.
2. Renting a bank account.
In St. Petersburg, the most popular scheme of rozrachunkiv - ce rozrahunok through the bank komіrka. You can order a standard bank account, or you can use an expert safe.
Sens please polagaє in what the pennies are for 
the object of indestructibility, which is bought, is pledged in the lease of the bank.After confirming the fact of state registration, please, the transfer of power to purchase and acceptance-transfer of the object of non-destruction, the buyer and seller open the bank, open the bank account and collect the price packages. The seller will withdraw a valuable package from a penny, and the buyer will receive a receipt for the withdrawal of a new item of damage.
Varity of an order for a bank account is formed from the cost of drawing up the contract (about 2 thousand rubles) and the cost of the order. Vartist orendi the middle for 1 dobu to become 30 rubles. Inclusion at the agreement of the minds vibuttya to become 500 rubles. As a result, renting a safe deposit box costs about 3.5 thousand rubles. So rozrakhovuєtsya vartіst rozrahunkovyh centers of St. Petersburg. Oschadbank has a rent of the middle cost of about a quarter of a sum.
Noodles:
- Mind obov'yazkovoї presence of the purchase and the seller at the moment of closing-closing the middle part of the mind for zastosuvannya blackmail and shahraystva.
- The bank does not see to the orderlies the middle of the safe, documents that confirm that it was placed in the safe itself.
- The bank does not delve into the interests of the problem of the purchase and the seller, related to the past.
Expert safe. One of the different types of banking center expert safe . The pennies are also pledged at the bank's money. And in this way, the bank puts the agreement, yakim provides control over the delivery of packages. With the present singing minds of the skin, the participant can pick up the old package without the obligatory presence of other participants please. Wash that all participants are described at the dodatkovіy ugodі before the contract. Expert-safety wins with rich objects, landscaping, with resettlement, roses and other foldable lands.
Vartist to expert-safety more expensive than the usual bank commissary and become close to 7-8 thousand rubles.
Bezgotovkova form of rozrakhunkiv.
A non-prepared reorder, a bank letter of credit, special bank accounts, services of non-prepared loan repayments to an oschadbank - all these are forms of unprepared repayments. Bezgotivkova scheme of rozrakhunkiv allows you to secure the high security of all parties please.
Perevagoyu unprepared forms of rozrakhunkiv є inclusion of rozrakhunkiv with fake pennies, high rіven safety. The non-prepared form allows you to turn off the risk and use the access rights to the middle in case of non-appearance of the other party to the bank for the middle.
Unprepared order.
Tsey sposіb maє on uvazi transfer of pennies without preparation way to the bank account of the seller. The method of transferring the pennies, as well as the date of transfer, is specified in the purchase and sale agreement. As a rule, won is dedicated to the day when participants in the process submit documents for registration of the rights of power.
This method is similar to the transfer of cooking from hand to hand. The difference lies in the fact that the pennies are secured for the purchase price, and the money is not particularly handy. Which way is safe for the plan of stealing, spend pennies. Ale does not protect the purchase from Shakhrai's diy unswerving seller. There is a lack of food: how to turn the pennies, as if the right did not go through the registration.
Banking letter of credit . A letter of credit is a type of bank account, as the bank takes the payment of a deed of payment under a letter of credit, an amount assigned to the terms and minds assigned to a letter of credit.
The letter of credit is victorious in case of direct purchase and sale, for rozrahunkiv between the buyer and the seller. Vіn vikoristovuyut at rich banks, zokrema and Oschadny Bank of the Russian Federation.
Nedoliki- It is not possible to stagnate in case of domestic favors with a large number of participants, as well as other folding favors.
The second type of unprepared rozrakhunkiv - escrow-rahunok. This is a special bank account, which is displayed according to the name of the depositor. 
Please take the fate of three parties:
1. depositor - a person who looks like a rahunok;
2. beneficiary - a person or a small number of physical osib, yakі may have the right to withdraw the deposited sum from different minds, transferred by the contract.
3. escrow agent - bank;
The sense of rozrahunkiv at tsomu, schoti be transferred to the beneficiary by the escrow agent at the time, as the beneficiary vykon in his goiter for the sake of the depositor.
The advantage of this kind of rozrahunka is the possibility of holding a breeding (alternative) land. Here the presence of a number of beneficiaries (possessors of pennies) is possible. The most flexible way of a non-prepared rozrahunka is matched with a bank letter of credit, where there can be only two sides: the seller and the purchase.
Prior to the agreement with the bank, there is an addendum, where an individual account for a special bank account escrow is registered, as well as a transfer of money that is deposited.The escrow agreement is regulated by article 860.7-860.10 of the Central Committee of Ukraine. Unfortunately, such a service, like an escrow account, is not available for all banks.
Chi є absolutely nadіyna scheme for rozrahunkіv?
Sob not to become a victim of shakhraiv, you need to show pilnist. It’s better to arrange the favor through a notary, or get a bank as an intermediary and a security guarantor. The most secure option is the whole bank account or a letter of credit.
Come in later, lawyers will tell you how:
- Do not varto underestimate the amount of the sale at the purchase and sale agreement. Price є risik for purchase.
- It is not possible to open access to the banking middle of the third osib. Access to the center is prescribed in the contract for renting the center.
- If you vyrishili quicken with an unprepared rozrahunka, it will be better if you sell and buy rahunka in one bank. And to please, it is necessary to open the rahunki.
- Koshti is more likely to be transferred after registration in Rosreestr.
At the decision, there is a need to zastosuvannya chi other schemes of rozrakhunkiv culpability to take offense on the part of the favor. The scheme of rozrakhunkiv may be absolutely thought out, but the smut, sensible for all participants please. In order to develop the rozrokhunkiv scheme, you can get an agent from non-violence.
If you don’t know about all these subtleties and don’t know how to properly conduct a rozrahunok when you buy and sell non-violent, then you can serve as a helper.
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m. St. Petersburg
"" __20 p.
JSCB "Lanta-Bank" (ZAT) in particular , decorous on the presentation of a power of attorney, which is called “Bank”, from one side, that
pani, what is called nadali "Orendar-1",
pan, which is called nadali " Orendar-2",
pani, what is called nadali "Orendar-3",
pan, which is called nadali " Orendar-4",
named at once Orders, from the other side, they laid down the whole Dogovir about this:
1. SUBJECT OF THE CONTRACT
1.1. The Bank gives the Orendars at the time of the payment, and the Orendars accept and pay for an individual safe deposit (further - the middle) No. of the deposit, issued for the address: ____________________________________________________________________________________, with a special access mode.
1.2. The term order according to20 rocky included.
1.3. The middle part is victorious exclusively for the purpose of recognition - for the collection of valuables, documents.
1.4. The bank takes care of the security of the bank instead of the middle way to protect the penetration of the bank into the bank of third-party systems
2. RIGHTS AND BINDING OF THE PARTIES
2.1. The goiter bank is:
2.1.1. Give the Orendar a commissary and a key to it at the reference station, after paying the rent, making a guarantee deposit for the key, at the same time declaring the amount of the guarantee deposit at Tariffs to the Bank and releasing the transfer.
2.1.2. Ensure free access to Orendarives until the mid-afternoon service hour for Clients.
2.1.3. To respect the confidentiality of information taken in the process of mutual agreement with the Orendar.
2.1.4. Find out the Orendar with tariffs to the Bank, which is due.
2.1.5. Ensure the implementation of the rights of the Orendar, yakі not superechat the provisions of this agreement.
2.1.6. Vzhivat all the necessary entries for the security of savings in the middle, including the security guard, the installation of a special security guard at the shovishchi.
2.1.7. Zdіysnyuvati control over access to the place, de znahoditsya nadanyam Orendaryam seredok.
2.2. The Bank may:
2.2.2. Vimagati in the Orendarіv presenting the center for looking around for obviousness of objects (smell, sound, movement of the radioactive background, etc.), in which case it is possible to admit that for taking into the middle of the room, the fence for picking up objects.
2.2.3. Reveal the center without the presence of Orendariv in such situations:
§ zagoryannya in the middle, smoke, the appearance of a rotten smell, a significant overheating of the radiation background above the permissible norms, and also for the obvious suspicion that it’s mine, that it’s in the middle;
§ at the time of failure by the Orendars within 30 days from the moment of completion of the term of the Agreement
§ incorrect key after completion of the term of the orendi.
2.2.4. Charge without order Orders:
§ billing for the rent and other payments established by this agreement, with any payment made to the Bank either way, at the time of the payment of the guarantee deposit for the key at Tariffs to the Bank - from the amount of the guarantee deposit.
2.2.5. Unilaterally change the tariffs for services that rely on this contract, informing about the Orendar in the way of placing information on the stands of the Bank.
2.2.6. The bank does not pay the sum of the guarantee deposit for the key.
2.3. Orders of goiter are:
2.3.1. It is dbaily placed before the rented lane to the Bank (the middle, the cassette and the key).
2.3.2. Contribute (refund) to the Bank the sums that are cleared in clause 4.1. and 4.2. please please.
2.3.3. Turn the key to the Bank in the middle, transfers, and also build the middle at the reference station on the day the term of the loan ends.
2.3.4. Inform the Bank about the change of the financial position (month of residence) and / or the introduction of changes to the documents submitted under the hour of laying down the Agreement.
2.3.5. Inform the Bank in a written form about the loss of a key, a pass, and also about the inadequacy of the lock and / or the key of the room to be rented.
2.3.6. Vykoristovuvat komіrka vіdpovіdno to її tsіlovogo recognition.
2.3.7. To comply with the admission regime established by the Bank to the middle, according to the Rules for the Correspondence of Individual Banking Middles, which are an integral part of this Agreement.
2.4. Orders may be right:
2.4.1. Vіlno koristuvatisya mid-hour, the Bank has set up for service, for understanding until the access regime, established in paragraph 3 of the Agreement, the presentation of the transfer of that document, which zasvіdchuє person.
2.4.2. Grant the right to koristuvatisya and rozpriyadzhatisya middle of the approval of the person on the basis of the power of attorney, issued by a notary.
3. ACCESS MODE
3.1. Orendarí otrimuyut access to the individual banking center in the order of that line, transferring the Addendum to this Agreement.
3.2. As a rule, Orders are allowed up to the middle when submitting documents, the bank’s statement, on the basis of effective control over deposits and for examining valuables, only changing the validity of these documents for the best signs. Spivrobitnik to the bank visually checks the presence of stamps and signatures on the documents given by the Orders.
3.3. The Bank transfers the Key to the bank account at the time of bookmarking one of the Orders for the act of acceptance and transfer. Away, the transfer of the key is carried out between the Orders independently, without the control of the Bank. The key is assigned by the Orendar to the Bank for the act of acceptance and transfer.
4. PROCEDURE FOR PAYMENT
4.1. The rent for the coristuvannya is paid in rubles on the basis of the adjustment of the MPE, overnight for the entire term of the rent, at the settlement, established by the official tariffs on the day of laying down the Agreement.
4.2. On the day of signing by the parties to this Agreement Orendar to pay (repaid) the guarantee deposit for the key into the middle, as the guarantee deposit was transferred by the Tariffs to the Bank. The guarantee deposit for the key is turned in the middle to the Orendar at the time of closing the Agreement and the turn of the key is turned in the middle to the Bank's representative.
5. The order of opening the middle
5.1. For the presence of suspicions, that it is mine, that it is in the middle, that it is a real threat to the life and health of people, to the Bank and other Orders, the Bank has the right to open the middle of the writs of the waiver act by the Bank’s supporters. On the day of the rosette in the middle, the Bank informs the Orendar about the rosemation by means of a strong support of the recommended leaflet with confirmation of the delivery of that telephone call (for the presence of the telephone number), or for the address of the electronic mail. In the event of revealing in the middle of the objects, the placement of which is fenced in by the agreement, the Bank may have the right to transfer them to the competent authorities without the need for a bribe.
5.2. After the end of 7 days after the end of the term of the lease, the Order shall be informed about the need to continue/close the Contract. Notify me of the recommended sheet from the notification of delivery. For the day of the Orendar, the Bank will open the middles for 30 days from the moment of completion of the term of the Agreement. When the middle of the deposit is made by the bank’s depositors, an act is drawn up that the savings are transferred to the middle of the money from the Savings Bank, and if not, the money is insured in the mental estimate of 1 (one) ruble. The fee for saving the lane of the Orendar is calculated in the following order: for an hour of knowing the lane in the IXC - for a leather day at the rozmіrі podvіynoї rent pay for the tariff, put on the term of the rent from 8 to 30 days, which is at the time of payment.
After the transfer to the Bank to the Bank, payment for an hour of the value of the valuables from the Bank to the Bank is charged according to the tariffs of the Bank, which are due at the time of the Orendar's appearance.
5.3. Roztin in the middle, through the wrong key, enters the presence of the Orendar on the basis of his application. In case of roztinі the middle of the bank, the Bank draws up an act.
5.4. In the event of an unrequested delay in the middle of the lane for a stretch of six months from the date of completion of the term of the lease, the Bank may have the right to implement the date of the lease on its own investigation for the variance appointed by the Bank. Vitrati, pov'yazanі z realіzatsієyu lane, vіdshkoduyutsya Bank vіruchenih i vіd sale myna sum. The amount that was lost may be returned to the Orendar for the first time, declared three years after the end of the term of the contract.
6. VIEW OF SIDES
6.1. The warrants shall be in solidarity with this Agreement, and the Bank may vouch for the debts incurred by the contract with the non-violent Orders of the goiter for this Contract in full in the case of the Contract, or in the case of the skin of them, okremo yak in part, so in part. Orders bear responsibility for the loss of the key handed over to you, for the damage, to the Bank for wrongful coronation in the middle.
6.2. If you spend this/or the cost of a key, cassette, the cost of a lock in the middle, Orendar pays a fine from the tariffs to the Bank for a leather unit of a costly lane.
6.3. The time of the non -freedian star is a fence of the Office, a fine for the skin of a lean day of the prostrate at the pink and place to pay at the tariff, we are embedded at the termin of ores 8 to 30 days, at the time of all the bastards of non -frequent zero, it was not a bond to the license to the license plate. Orendarіv stretching the line that will be paid: in case of closing the contract for the tariff, we will set it for this Agreement, in case of prolongation of the contract - for the tariff for the new term of the rent, with the tariffs set by the Bank).
6.4. At the time of zapodіyannya іnshoy ї shkodі Bank, Orendarі bear vіdpovіdalіnіst razmіrі zapodіyаnoї ї shkodі.
6.5. The Bank did not bear the responsibility for the second half and the accuracy of the documents submitted by the Orenders.
6.6. Vіdpovіdalnіst the Bank is blamed only for the cases of violations, carried out by the chinny legislation of the Russian Federation.
6.7. In the event that the Orders have not made a payment at the expense, transferred under the Agreement, the Bank may hold the right to hold the Orders, placed in the middle, until the Orders have cleared their claims before the Bank.
7. TERM FOR THE CONTRACT
7.1. This Agreement is gaining rank on the day of the payment of funds for the account of the Bank from clause 4.1 and clause 4.2 of this Agreement and until the end of the contract by the parties.
7.2. The completion of the signing of this Agreement is signed by a written application, signed by all the Orders and at the same time, the delivery of the key in the middle by one of the Orders, the assignment of transfers by the Orders. At the time of the pre-term expansion of the Agreement with the initiatives of Orendariv, the rent for the non-standard term of the lease is recognized by the parties as compensation for the money spent by the Bank and the Orendaries are not turned over.
7.3. The agreement may be ripped by the Bank unilaterally in accordance with the lawful legislature in case of violation of the Agreement by the Orders of Minds.
7.4. The term of the lease for this Agreement may be continued by signing the Dodatkova please for the purpose of paying the rent for the new term by the Lessors until the tariffs established by the Bank. For this reason, the new term of coronation will begin in the middle of the next day after the termination of the term of the lease for this Agreement. At the time of the prolongation of the Agreement, the amount paid to the account in the manner specified in clause 4.2. which Agreement is being saved.
8. PROCEDURE FOR DISPUTE
8.1. Whether it’s super girls of that kind, if they can blame the link to the terms of the contract, yogo tlumachennyam or vikonannym, how right that obov’yazkіv according to the contract , the parties violate the way of negotiation, and if not within the reach of the Parties, the dispute is to be transferred to the court authorities for the jurisdiction of the SPB branch of JSCB "Lanta-Bank" (ZAT) is clearly up to the dignified legislation of the Russian Federation.
9. INSHI SMART
9.1. All addenda and amendments to this Agreement shall be drawn up by the Addendums and signed by all parties to the Agreement. Dodatkova please about the continuation of the term of the Agreement, for the good of the parties, may be signed by some kind of Orendar, who will take part in this Agreement.
9.2. Vіdpovіdno to the Federal law vіd 01.01.2001. "About personal data". The order is given to the Bank for the processing of one's personal data, so that it can be expanded to such information as the Order is: name, name, according to the father (including the amount); Date of that place of nationality; passport data or data of another document, which certifies the person (series, number, date of issue, name of the authority, which saw the document) that bulkiness; the address of the place of residence (for the passport and the actual one) and the date of registration for the place of residence or the place of rebuying; phone numbers; IPN (for visibility), and whether or not this information is given to the Bank (hereinafter referred to as “Personal Data”). This year is hoped by the Orendar with the method of concluding this Treaty.
Tsim Orendar vyslovlyuє your year on zdіysnennya by the Bank whether or not the personal data of the Orendar, including: collection, recording, systematization, accumulating, saving, clarification (updating, changing), deletion, deduction, transfer (addition), neobleblennya, blocking, withdrawal , reduction of personal data.
The processing of the personal data of the Orendar is carried out by the Bank on paper and/or electronic media, with both and/or without the use of papers, facilitating automation.
Tsya zgoda dіє until full vikonannya Orendar and the Bank of their goiter one before one for all Contracts, as well as the stretch of the next 5 years from the moment of assigning goiter goiter. Orendar may have the right to complete the deadline for the year only after attaching all the provisions of the Agreements by the parties in a forward direction to the Bank in a letter of application.
9.3. The parties swear in vidpovidalnosti for the destruction of the minds of the Treaty, as it has become a legacy of force majeure circumstances.
9.4. Cim, Orendari, madly, confirm that the act, warehousing is valid up to clauses 5.1., 5.2 of the Agreement, є the residual and unrestricted totality of the lane invested in the safe deposit box and withdrawn by the Bank. Okrіm tsgogo, Orendarі entrust the Bank independently, without the decision of the court, arbitrarily contracted to yogo mayo, vidpovіdno to Art. 349, 360 of the Central Committee of Ukraine and repay the debt to the Bank for this agreement.
9.5. This Agreement has been deposited with the number of primirniks, equal to the number of participants in the Agreement, which may have the same legal force. The first copy is kept from the Bank, the reshta - from the dermal Orendariv.
10. ADDRESSES AND DETAILS OF STORIES
Bank: JSCB "Lanta-Bank" (ZAT) Financial assistance to the bank: SPB branch of JSCB "Lanta-Bank" (ZAT), m St. Petersburg, pl. Carl Faberge, 8, lit. BUT, (8, DO "Petrogradsky", St. Petersburg, st. Blokhin, d. 18, lit. Ah, approx. 4-H, , c/s at GRCC GU BANK RUSSIA Z M. ST. PETERSBURG, code Manager of CO UPK ______________________ () | Orendar 1: Passport data: Date of birth: Registration addresses: Orendar-2: Passport data: Date of birth: Registration addresses: Addresses for postal inquiries: _____________________________ () Orendar-3: Passport data: Date of birth: Registration addresses: Addresses for postal inquiries: Orendar-4: Passport data: Date of birth: Registration addresses: Addresses for postal inquiries: ________________________________ () | Orendar 1: Passport data: Date of birth: Registration addresses: __________________ () Orendar-2: Passport data: Date of birth: Registration addresses: Addresses for postal inquiries: the same __________________ () Orendar-3: Passport data: Date of birth: Registration addresses: Addresses for postal inquiries: the same __________________ () Orendar-4: Passport data: Date of birth: Registration addresses: Addresses for postal inquiries: the same __________________ () |
Rules
koristuvannya with individual safe middles
1. A safe deposit is given to the client at the expense of the loan on the basis of the contract laid down with the bank.
2. The amount of payment for the middle is charged according to the tariffs of the bank.
3. The client has the right to make a payment by the preparation or by the non-preparation procedure in the bank's offices. Addresses of the Head office and supplementary office of distribution on the website of the bank: www. *****.
4. When removing the key from the safe deposit box, the client, at the presence of the bank account manager, must try to remove the key to open the deposit box and close the withdrawn deposit box. The client's goiter is to prevent the fall of the safe in the middle, moving the lock of that key to the new one.
5. The bank did not bear the statutory obligations for the mill instead of the middle. The client goes after him, so that instead of a safe in the middle, he does not know the cost, calling out the interplay of objects that are saved in the new.
The trivality of a one-time review of a collection and the coronation of an individual safe middle client is not guilty of revisiting 15 quills. At the time of seeing the meeting by the client with the third special admission of the third person is allowed only until the room of negotiations.
§ Ozbroєnnya, ammunition to the new one, military equipment, spare parts, components and fittings for them, vibukhovі speech, їх inputs, supplies, pidrivannya, gunpowder, all kinds of reactive firing, as well as special materials and special possession for їв х vics.
§ Boyovy otruyni speeches, їх pokhіdnі and skladovі.
§ Radioactive speech, their input and all materials to avenge them.
§ Rentgenіvske obladnannya, priladnannya and obladnannya z vikoristannya radioactive speech and іzotopіv.
§ Encryption technique and normative and technical documentation on the її variability and vikoristannya.
§ Ethyl alcohol and other easy-to-use speech.
§ Wipe off, narcotic speeches, їх хідні and warehouses.
§ Be-like a container with a rare, crystalline, gas-like speech.
Other rights and obligations, as well as the validity of the parties, are indicated in the contract .
With the Rules of knowledge and goiter, I am obliged to follow them.
Orendar-1: ______________________ (___________________)
(Signature) (P.I.B.)
Orendar-2: ______________________ (___________________)
(Signature) (P.I.B.)
Orendar-3: _______________________ (___________________)
(Signature) (P.I.B.)
Orendar-4: ______________________ (___________________)
(Signature) (P.I.B.)
There are more facts about the fact that Sberbank is degrading and can provide its customers with elementary service and elementary norms. Analysts prophesy - they already spit for the proposition of the servants of the Sberbank, and they will kick you in the face without a hitch. Let's talk about our withdrawal from Oschadbank of the Russian Federation near Moscow at the address: Moscow, Sivtsev Vrazhek, 29/16 (8-499-241-59-37, 8-499-241-71-26), from physical persons.
We with the buyer-realtor have worked to pay for the purchase and sale of an apartment through the safe deposit box of this branch of Sberbank. From the side of the seller - the accompanying expert, from the side of the purchase - protection. We began to draw up a contract for a bank loan. Spivrobitniki Sberbank from the very cob put a zhorstku umova - to the depository will be admitted only the parties to the purchase and sale. Accompanying is not possible. Although it is clearly written on the website of Sberbank that, if the parties are involved in up to 2 osib, they can lay down an additional agreement before the agreement for renting a safe. Therefore, it was not possible for the depositary to change the banknotes for correctness. It was done to get the cashier for a fee of 0.2000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000.
The casa was roztashovuvalsya in a cold room, which may be two last. One with an exit to the hall, and another to a small room for special caregivers. pennies were spent in the hall in the hall and ruined її until the end of the day the cashier was just shedding. The re-verification for correctness was worked out as follows: bundles of banknotes were rolled up in a vial and marveled at the reflection in the ultraviolet. So the sum of a kіlka milionіv was "misinterpreted" for repeating the blame. Kasir, an old pensioner, what they gave, she “quieted” us more with her primkhs. After the pererakhunka, it appeared that the cashier was moulting to go for special seals and a plastic box. To that, it was done to put pennies at the prozoria a plastic bag and twist it with staples in the form of a stapler. They wanted to seal the back with tape. Ale go for scotch cashier-pensioner tezh bullo molt. And maybe yoga just didn’t show up in this Sberbank account. To that vyrishili obmezhitisya with stapler staples.
We went to the depository through the hall. We were guarded by the guards of the Sber tezh who took care of us. Behind the words spіvrobіtnits, okhorontsіv have a lot of other important rights, and they won't spend their time on dribnitsa. The buyer-realtor went to the depository with a stately master's bag and all the furnishings, without putting on the desired value. The registration of that pledge of pennies at the safe was 10 credits. For the whole hour, the parties stood in the depository, and the accompanying experts were on that side of the door. That dodatkovu reverification of banknotes for correctness, that pererakhunok was zirvano. Then it turned out that the plastic boxes were still just found in the safes themselves, and at the last moment the pennies were still deposited in them.
I’ll tell you ahead of time that the favor was looking forward. We began to bark on the side of the favor, to be fooled, that the obov'yazkovy procedure for rechecking for pererahunok and right by the accompanying expert was zirvano. Yogo was illegally taken away by Sber's spivrobitniks, and the buyer-realtor came in handy with the cim. Pennies of hvilin 10-15 were actually known to an unsealed person without our control as a favor to the parties. From the opposite side they barked for a long time, and as a result, the buyer lost his pennies, and we lost our apartment. Ugoda, for the preparation of such offenses, the parties invested more than a dozen thousand rubles, and for the yak they paid about 10 thousand rubles to the Savings Bank, lashed out with a middle pelvis through the filthy service and the way of that ill-fated Sberbank. Until the rest of the moment, the Sber guards tagged us with the procedure for issuing an order for a safe, without any evidence of a request for food. Moreover, this is the name of the hot line of Sberbank, which didn’t know anything and was motivated to contact the depository without intermediary.
I don’t want anyone to work for the purchase and sale of apartments through safes in the middle of Oschadbank. The rajah goes to other banks, where they pick guards in the halls. Vzagali, the very idea of rozrahunku cash bezgluzd. In other banks, and earlier in the Savings Bank itself, repayment through a letter of credit for a repayment account. Ale chomus in other banks of wines dosi є, and Oschad yogo having cleaned. In other banks, such services are taken from the savings of cash, as in the case of a deposit with a description of the deposit, as an expert safe, if the deposit and the withdrawal of cash from the safe are generated by the bank's bankers themselves.
I think that there is a lot of someone to wait, if in the Savings there are no lines of adhesive tape for self-made and primitive sealing of pennies, then there is already a degradation of the bank. Tse insanity at the extreme step. Farewell to Save, to me, and to my friends, you will no longer care for your clients.