One of the priorities of the activity of an independent person is the withdrawal of income, expressed at a penny equivalent. Such income (as well as from the new, other gifts and vitrati) can be active or passive. In the first place, in order to take away your pennies, the practitioner vikonu sings dії vіdpovіdno up to a direct kerіvnika. Another option may be on the verge, which income is the result of properly investing (deposit) in any project or business.
The investment of money in Russia is inevitably associated with risk: great is the opportunity to spend it, not through dim okremi shakhraiv, but as a result of a devilish surprise in the state. And to that gromadyaninov, like a rozmirkovu, where to invest pennies, especially zealously rob the dzherel of the income. The most secure and promising of them will be redeemed lower.
Most important contribution of pennies for today
For the future investor, it is necessary for us to believe, which is the object of investment of funds from the largest cicavii available today. There is no sense in investing in the project, in building the most fashionable and incompetent reputation, as if the fault of ignorance or inacceptable: the only result of such an experiment will be intrusive bazhanya, as well as "revealing" one's contribution and getting out of the grieve.
Porada: it’s not necessary to splurge on exotic ideas For example, people, as if only starting an investor’s career, it’s unlikely that they can invest all the accumulated money in: such a business is not only risky (creatures can get sick and die at the same time), but by helping to improve the environment 'Yazano zі rostannyam vitrat. It is possible to make money on projects, without any problems, but you can still build a “safety cushion” or other projects that allow you to be left afloat in times of catastrophe.
Henceforth, vyznachivshi metu і vіdmovivsya in the form of unconstructive іdey, the investor-pochatkіvets is guilty of virishity, where to invest pennies; choose the best option from the following list.
Deposit
The traditional bank deposit is not the most important, but the most secure deposit. Koshti, brought by a hulk to his rahunok, are insured with a coat of arms, then, for the collapse of the bank, the depositor otrima vodshkoduvannya, let it not be in full obsyazі. Do not turn off the truth, vipadki, if in the same way justice will be given call statement before the court, and it will take some time to pass from the instance to the instance, it is impossible to transfer; Prote chances for a friendly result are always high.
Also, in order to make money on a deposit, it is necessary to know the bank, which one will make a deposit on such minds:
- high vіdsotok, scho narahovuєtsya;
- deposit security guarantee;
- the possibility of taking a penny.
important: next turn special respect to the rest point. If the bank is offering a premium rate of hundreds, but it is protecting the client from placing cash before the end of the term, in order to gain a six-month passive income, such a deposit is not suitable, although it can serve as an object of a long-term investment.
The most preferred for depositors, according to the rating compiled by experts, as well as banking organizations.
No. 1 - "Tinkoff Bank". The main advantage is distance: depositors are served only by phone or for the assistance of the Global Merazh. Vinyatok - delivery of plastic cards, which will require a special contact of the courier and owner.
Wash your deposit at Tinkoff:
- interest rate - up to 7% per river;
- minimum deposit amount - 50,000 rubles;
- money to be transferred to an emitted plastic card;
- the depositor can raise money, or often take pennies.
№2 - "Rivkombank". Functioning since 1990, it has been possible to enter the top 20 largest banks in the country.
Wash the deposit in Radcombank:
- interest rate - up to 7.6% per river;
- period of recruitment - once per calendar month;
- minimum deposit amount - 30,000 rubles;
- vodsotki to be paid after the end of the term of the deposit, but often they are saved at the end of the contract;
- the contribution can be increased, but it is not possible to withdraw from a new penny.
№3 - "UniCredit Bank". European organization, represented in Russia for 25 years. The largest of the banks that have been lost in the country, with foreign capital.
Wash the deposit in "UniCredit Bank":
- karbovantseva vіdsotkova rate - up to 8.35% per river;
- Dolarova – up to 3.23% per river;
- in euro - up to 0.20% per river;
- period of recruitment - once per calendar month;
- the minimum deposit amount is 50,000 rubles.
important: chinne legislation does not protect the bulk of the mother deposit money in the banks of Golovnya - the presence of starting costs is legally unformed by the contract.
PIF
The essence of a share investment fund, or PIF, is the management of investments, which are made up of the funds of a skin participant in the fund, which means investing pennies into one or more projects. Apparently, all the main PIF is made up of proportionate parts - shares.
PIF investment benefits:
- registration zgіdno z chinniy legislature;
- legal protection of the skin from the sides;
- high liquidity of the markets of the constant presence of assets over the market.
Noodles:
- supply of guaranteed income, which is different from the fund;
- the possibility of Shakhrai processes from the side of the cheruyuchy by means.
Irrespective of the high liquidity and potentially possible income up to 50% per river, fate in PIF can be conveniently called a guiding factor for an investor-early deposit of pennies: in the fall due to the contract, you can take away the right to sell your share at any time (open fund), at the same time (interval), or after the end of the established term (close). The first variant of the smaller extensions and the sound of the bandages with the largest riziks; Gromadyaninov, whoever thinks, where to invest pennies, to take profits from a short-term perspective, to gain respect for others - more "sweet" projects.
Forex
The principle of operation of the FOREX market (FOReign EXchange, foreign currency exchange) is even simpler: a depositor (trader, graver) earns pennies, guessing exchange rate fluctuations in the currency pair he controls (for example, dollar / euro): buying 1500 dollars for 1200 euros, you can buy They sold them already for 1300 euros, having thus taken away the income from the distribution of 100 euros - this year it is close to 7000 rubles. The Crimea of currency pairs, people, as a joke about the object of a large deposit of money, can guess the exchange rate of various shares of valuable metals.
important: to take a profit on Forex, you need to put a term (for 10 minutes, three years, a day or a day) to please the fall or increase the bet rate. The favor can fit like the whole obsyag nayag nayavnyh at the disposal of the cost (in the region is not recommended), so be it a specific amount. After the end of the designated term, the investor, who has made the correct bet, will deduct his winnings and bonus from the broker.
І advantage, and a small contribution of pennies to Forex trading є non-transfer: navit naydosvіdchenіshi іnvestorіy not mozhut z upevnіstyu stverdzhuvati, scho course going uphill or down. Fallow due to the increase in the absence of depression factors, including changes in the domestic policy, a grave can be taken away for one sake, or a majestic gain, or you will be left not only without a penny, but also with residual nerves.
Porada: Do not immediately invest in Forex trading significant amounts. To assess the market's ability to invest at least pennies; Then, with a satisfactory result, the amount can be incrementally increased.
PAMM-rahunki
PAMM-rahunki (Percent Allocation Management Module, the module for managing the water supply) are rarely seen in the form of PIFs: the key (manager) propagates people, how to think, how to invest pennies, become sponsors of the project; in times of success, leather from them can take income, proportionate to the part of the capital. Vidminnist - the very method of control: activity of the PAMM-rahunka with the help of a simple yoga іsnuvannya kontrolіє one person, I take my efforts up to 50% of the money received from the deposit in the form of a pledge under the contract of investment and the minds of the contract.
It is important to say that it is smart to invest in PAMM-rahunki; Rozmіr income (as a total, and dermal z uchasnikіv project) to lay in the talents and sumlіnnostі kerіvnik, іnіt іnіt іnіdіchі vіpadkovy chinnіv.
Porada: as in other situations, it is not recommended for a potential investor to invest all the pennies in a PAMM account: for a friendly environment, the income will be noticeably small - less, lower for more risky businesses. It’s better to divide the vouchers into sprat parts: for short-line, long-term, larger or smaller projects.
Expensive
Investing in expensive metals (gold, platinum, silver) is one of the most popular ways in Russia to earn passive income. Gromadyanin, who thinks, where to invest pennies, you can buy zlivki (save them, wisely, more often in bank middles), so come f'yuchersi or become a master of an unspecified metal rahunka. Partially before the variant of the voluminous investment of koshtіv lie down and add jewelry embellishments.
The main advantage of investing pennies in expensive metal is a stable high price for them: at the time of consumption, the investor can simply realize his mine, having taken off less or more, paying less.
Stability - one hour head nedolіkіninvestuvannya: the course of metals is collapsing on the floorings insignificantly, which is simply not possible to capture the great pributkovy gravel on the stock exchange.
Porada: it’s not safe to be able to invest pennies in expensive metals In the long-term prospects, at least create a “safety cushion” for the investor, and in case of serious changes in the market, the possibility of such changes in the market will become an important source of income.
unruliness
Like in the case of high-priced metals, investments in non-trafficking mines will secure the depositor's income for a long-term perspective. If you want to chime in the market of non-violence, sound the istotnish, it’s unlikely that you’ll be able to pick up sharp drops or streaks of tsin. For a person, as if thinking, where to invest pennies, and I can spend a sum on my hands (living, as if it were home, it’s not cheap), investing in unruliness is a way to earn money not only for a distant sale of an object, but also for renting a building. According to the estimates of fahivtsiv, the average passive income of the renter should be 10-15% on the river. In this rank, the term of the return on the object, which is constantly re-in service, reaches 6–8 years.
Porada: one of the simplest ways to earn money on the indestructibility is to get a life certificate at the booth that you will be. If the object is ready for delivery, the investor can sell it for a higher price, or rush the document to a natural look - for example, by giving new apartment on lease.
Cryptocurrency
The investment of pennies in crypto-currency (bitcoin, litecoin, ethereum and others - the assortment for today is simply great) - to take risks, but also a promising way. In essence, this is the very speculation on the stock exchange: meta-purchase, be it a currency - get cheaper and then, having reached the increase, sell more expensive; price difference of purchase and sale will be income.
Benefits of investing in cryptocurrency:
- The value of the exchange rate, which will give the depositor the opportunity to sell, or pay the necessary amount on the basis of a smart mind.
- Crypto money can be withdrawn and without any arrangements for the purchase and sale - by way of mining (calculation of EOM pressures).
- "Clearness" pleases the transfer of certain types of currency (zocrema, bitcoin), which protects the skin from the side to please the unsatisfactory counterparty.
Noodles:
- Folding entrance. The price of the newest cryptocurrency, bitcoin, has grown from a few cents to a few thousand dollars over the years. It goes without saying that a new investor, like a joke, where to invest pennies, at once where to become a master of one bitcoin, lower in 2011-2012.
- Non-transferability. The rates of crypto-currencies are not regulated by anyone: it is possible, like sharp haircuts, so it is not possible to fall, and to get nervous. higher for the group on Forex. Lyudin, as soon as I bought a crypto unit for 11,000 dollars, I’ll be very comfortable with the thought that today it costs 8,000 dollars, and tomorrow, for all forecasts, the exchange rate will drop by another thousand or so. But we will become sumnishim, if after the urgent sale at a reduced price, the currency will grow again more actively, reaching the record 12 thousand dollars per unit. It is smart to survive such failures - the head of the mind was able to achieve such a positive presence in the cryptocurrency market.
- Road to mining. As a person, as a rosemary, where to invest pennies, he did not buy cryptocurrency, but took it independently, he happened to be invested in possession for mining; In addition, it is far from cheap to need installations to cool. Do not forget about the rahunki for electricity - the main thing is the single ruinous force of the process. Zrozumilo, theoretically, it is possible to use the power of a personal computer, but not to allow a significant increase in the number of strains.
Porada: investing in new cryptocurrencies may be more viable option As long as the course of weakening, there is a chance to get a smart one for a minimal price; sweat, fallow in the conditions, the currency can grow, and if the buyer leans against the win, or drowns out - at such a time you won’t be especially shy about the minimum investment.
Vіdkrittya to business
Another option, adopted at an early stage, which does not promise passive income, is to join the world of business in another rank. When it is necessary to become a master of the language, you can do it: you can cooperate with friends you know, or buy a piece in a project that is already functioning. To deposit everything due to fantasy and ambitions of the investor-early, and also due to the obviousness of the new necessary sum.
It is quite logical that the head of the problem of the government’s business is the immovability of a swedish collapse from low reasons:
- young business does not look like competition;
- the investor, having resorted to a rough financial pardon, or pishov on the right-handedness, and as a result, lost his money or lost his freedom;
- an unsustainable tractable load appeared.
Vihodyachi z tsikh mirkuvan, people, yak do not stop thinking about where to invest pennies, rather, I would like to go on the cob to get some strength with one mind, or to know an experienced consultant, which will help solve the problems that are blamed on the course of registration, registration and functioning of the project.
Vtіm, and not everything is going smoothly here: і partners, і consultants can appear as undesirable, incompetent people, and even as great shahrai, as they may attract us to invest money in the project. In such a situation, one can’t talk about profitable investments: if a deceit is revealed, all the forces of a sudden admission will be directed to the resolution of financial problems, or the rise of an individual, yak attracted pennies.
Porada: do not warto to do not miss the insignificance to people who have not been a welcome to the billets of їkhni proposali, it is shorter to be fiercely frying by the listers of the Kovalifiykhovani, Shanovni Fakhivtsiv, to be a man of the vene of an order of magnitude minimum: Investor Khocha, more than a bouty, and prazi bringing hot and not too great, but stable income.
Invest in yourself
You can drink in a different way, investing pennies not in business, expensively throwing Forex, but in self-development. Really, a person, as if he doesn’t have proper competence, to build up for the obviousness of a bad starting sum, it’s not possible to achieve hostile results, but, better for everything, it’s too early to spend the accumulated money, having created one or a few thoughtless vchinkiv. To get away without understanding that pardon, it’s necessary, without harming the hour that pennies, take away necessary knowledge and beginners: go through the initial course, learn the topic independently, come up with special programs and have it.
Obviously, at first glance, you can’t give in to reasonable investments, ale people, like Volodya basic information, more for everything, it runs into an unsupported problem, or chronic folds (for example, the peculiarities of a votchiznya podatkuvannya).
Porada: krim otrimannya new knowledge, pіdpriєmtsyu-pochatkіvtsyu it would be bad to be included in the vlasnu zvnіsnіst. Spent pennies to pay off the ability to successfully communicate with people, and that means - laying the foundations of a financial and legal contract, in parallel, knowing good business partners.
Mystery items
It's hard to say, how much and for such minds the growth of art objects given by the investor, some are antiques, some are masterpieces of young authors. And in the first place, an investor may want to re-invest, if you turn to spend a penny, having sold a painting or a statue for face value, then the whole result of another is the invisibility of creating that big purchase.
To the gromadyan, which is a lie, where to put pennies, there will be a strong memory of the legal risks of bringing objects of art: stinks can be stolen, like they may be another legitimate squire, or you need to be updated.
Porada: so as not to fall into an unacceptable situation, the investor is recommended to use the services of experts who specialize in the required fields of art. Tse allow not only to reveal a letter, but not to make fools when buying the work of the author-pochatkivtsya.
Why don't you invest pennies?
Theoretically, you can bring a surplus on the right, but the organizers do not inform the potential investors about their evil intentions. Nutrition - at the vezіnі contributor, legitimacy on both sides and the prospects of the project. Let's zoom in on the profits on the financial pyramids; for someone else, that investment in a whole lot of legit PIFI chi PAMMs can be ruined.
All the same, rizikuvati, it’s more for the whole sum, what is in order, not varto. People, as if only starting to invest pennies, it is strongly not recommended to spend money on the fate of other pyramids, which will be on the basis of new investors.
It is possible to revise svidomo undesirable projects for such signs:
- The depositor should be told to think about it. A profit of 60% on the river or the possibility of taking a million kilka for one bet, insanely, privablivi, but not very realistic. It is not possible to fully vindicate the immovability of a great sum of pennies (why do you work with lotteries?), but let us trust supernaturally to propositions, yak not toil under one’s own foundations, not a trace.
- Intrusive, even aggressive advertising. Yaskravy butt - unremarkable online casinos: with the creativity of their marketers, people know that they don’t get addicted to gambling. In a smaller world, there are financial pyramids: their advertising, for its solidity, most often does not compromise with the propositions of the most established banks.
- Placement of assets offshore. Tezh is not a stovіdsotkovy pokaznik, but the practice of minimizing the succumbing load is not yet a sign of fooling depositors.
Porada: Instead, to ignore the propositions at first glance of doubtful companies, the potential investor should report more quickly the knowledge and understanding of the scheme of their work. It may turn out that everything is really simpler and make it clearer and take profits from participation in the project as a whole is real.
How many sums can be invested?
Precisely, it is impossible to answer for the supply. All fall in line with the sphere of business chosen by the contributor, due to the prudence and elementary spring.
The sum, on the basis of which the majority of modern experts are guided, is 100 thousand rubles. Її it is quite enough for an investment in the art of art, expensively they threw chi cryptocurrency. Having accumulated more, you can try your hand at operations with unruliness or run your own business.
A small sum is not a problem either: a full-time clerk can open a bank deposit, spend a couple of years on Forex, invest pennies in the acquisition of knowledge, or improve the power of knowledge.
A skin investor (like a bud, so it’s been occupied with deposits for a long time) needs to remember a sprat of simple joys:
- It’s important to talk about the “safety pillow”- pennies, with which you can speed up when you spend money on investments. Recommendations are expanded to a sum more expensive than the average depositor's wages for the deposit. For example, if a person spends 50,000 rubles a month, a “safety cushion” can be less than 300,000 rubles. Take the necessary pennies, the investor can think for himself: it’s unlikely to help here, and the axis pays a lot of money from the skin wages, really.
Porada: you can not just take a “safety pillow” at home, but place it on a long-term deposit, bazhano - with the possibility of collecting money from the world's needs.
- It is not necessary to invest all the pennies in one right. It is obvious that in the event of a business collapse, an investor, who did not know, will either be left without money, or with a minimum compensation on hand. It’s better to break the sum into three-chotiri parts, if only one of them could be invested in a long-term project. Reshtu can be ordered to your own discretion, without forgetting, obviously, about safety.
- It is necessary to assess risks ahead of time. No one wants to think about the reception, but rather, we are preparing to a folding situation (and trimming a “safety pillow” with us), we will put it before the fact that we are. A competent investor, who plans to make an investment, needs to concentrate on the negative side of things: otherwise, everything may end up not only with ruins, but with trials of vibrating with borgovoi, or even with the real term of prison.
Porada: not a trace of bad consultations of fahivtsiv. For an investor, it will be significantly safer to spend a lot of money and to show all the possible minuses and pluses of business, to spend less money on your own, spending an expensive hour - and that means pennies.
Video - where to invest pennies without risk?
Pіdbivaєmo pіdbags
The investment of money with the method of taking away the passive income is bound to be spent with the risk of investing pennies, and at the same time it is not possible to bring people a stable income, the increase of which to lay in the diligence of the investor, which has formed the sphere of activity and the zbіgu conditions.
Golovna - do not forget about the rules of financial security and evaluate the prospects in advance, including legal, skin favors: this is how the investor can get lost and get lost in the plus, multiplying his savings multiple times.
A bank deposit (or a bank deposit) is a penny transferred to the bank for the purpose of saving a credit institution (bank), so that, for example, the term “deposit” is used to deduct income from the amount of money.
Seeing the minds of the contributions of the impersonal. Buvayut terminovі invest and invest before supply. In the first case, the deposit is made on the first term and may be made more often without spending extra money after the completion of that term. Deposit until the power is not to waste the term of savings and turn to the first place of the depositor, but there are hundreds behind them below.
Contribution - zrozumile that vіdnosno nadіyne investing.
Opening a contribution is simple. For whom it is not obligatory to leave home: a lot of banks allow you to make deposits through mobile supplement what is your site. Obviously, for whom it is necessary to become a client of a bank.
The main contribution to the contribution, as a form of investment, is the investment of large sums of insurance coverage of the Deposit Insurance Agency, with an amount of 1.4 million rubles. At the borders of the tsієї sumi, you can vpevneno rozmіschuvat svіy contribution from any bank, which may have a license to the Central Bank of the Russian Federation. Like a bank for the better, the state turns a penny at once from hundreds of dollars on the day the license is issued. Before the speech, since 2014, licenses for over 300 banks were reduced in Russia, and their depositors, without a doubt, suffered.
Minus the contribution of others, which, against the individual investment account of wines, gives me a modest increase in the amount of money.
Individual investment plan
Individual investment account (ІІС) - a type of brokerage account or account of a trusted management of a physical individual, without any intermediary from a broker or from a trusted bank account (for example, from a bank), after which two types of tax payments are transferred to a bank.
The concept of "individual investment consideration" was legislated on 1 September 2015. ІІС can say how physical individuals- the citizens of Russia, and the people who are the citizens of the Russian Federation, but live in її territorії more nizh pіvroku on rock.
The maximum amount that can be deposited on ІІС is 400,000 rubles. By stretching the rock, you can get money from the sum, which does not exceed 1 million rubles.
The great victory of the ІІС є the possibility of otrimanna tributary vіdrahuvannya.
Vіn vypachuєtsya vіglyadі 13% vіd vіd vіd ї invested prodyaku sumi, but more than 52 000 roubles. So for 400,000 rubles, and for 1 million rubles, you can turn 3 more sums. This option is right for you, if you can get a job done, that robot giver pays taxes for you. The second option is to choose the degree of subsidy.
The main minus of the ІІС is those who are guilty, on the vіdmіnu deposit, no insurance. However, if you choose the right investment strategy for a foreign bank (it has been working on the market for a long time, it is in the top 20 rating of Russian banks, there is no way to reorganize it), and if you choose the right investment strategy, you can earn much more. Before that, in order to grow with succumbing winds, the investment rahunok needs to be paid less than three years, it is impossible to make money with a stretch of them.
Skіlki can be earned on deposits and ІІС
Possibly, you can earn money, so that you can make a deposit of 100,000 rubles and withdraw the same amount of an individual investment account.
Profitability of the deposit
The average rate for deposits on lines from one to three years in Russia for the spring of 2017 was 6.83% of the regular. Yakshcho razrahuvati income, based on the interest rate, then through the river in the warehouse 106,830 rubles. Having invested the sum, in two years you will take 114,126.5 rubles, and in three years - 121,921.3 rubles. Pure surplus - 21,921.3 rubles.
Pributkovist ІІС
Strategy 1: investment of state bonds
Vіdkrivshi ІІС, it is possible to invest in such an instrument, like federal bonds (OFZ), the issuer of which is Russian Federation in the name of the Ministry of Finance of the Russian Federation. The yield to maturity of OFZ-26205 at the end of leaf fall in 2017 was close to 7.3%. With the improvement of the tax return on the sum of 13%, the profitability of the deposit becomes 20.3% for the river. And for three years (rahunok is defined by the term no less than three years), the average yield of the warehouse is close to 11.6%. At the result of three years, you can take 138,504 rubles. Pure surplus - 38 504 rubles.
Strategy 2: corporate bond investment
Іnshiy nadіynoyu i dosit vigіdnoi strategієyu є іівїїїї в corporate bonds, profitability for yak trohi more, nizh in OFZ bonds.
For example, bonds of Gazprom Kapital and Rosneft can be used. The average profit for the portfolio of bonds of these companies at the time of writing was 7.97%. How to put 100,000 rubles on the ІІС giveaway virahhuvannya for one river, then after three years we take the average figure of 12.3% of rivers. Until the end of the third year, there will be 141,020 rubles for a rahunka. Pure surplus - 41 020 rubles.
Until then, however, the issue of bonds issued by these issuers will not be subject to coupon income starting in 2018.
Strategy 3: investing in shares
The largest income can be brought by the contribution of shares. However, the most risky tool for investment, even if it is the same as the shares of a company, have shown an increase over the past periods, but it does not mean that such a trend is to save and nadal. Dosvіdchenі Іnvestori rady invest pennies vіdrazu in kіlka vidіv aktsі, so that the fall of the shares of one company could be compensated for by the growth of the shares of another company. It is called portfolio diversification.
The most trusted deposits are the shares of "black chips" - paper money of the largest, liquid and other corporations. Sered Russian companies before them the shares of "Gazprom", Oschadbank, "Alrosi" and others.
Yakbee on the cob 2016 year in equal parts invested 100,000 rubles in the main shares of the three largest Russian corporations - Gazprom, Oschadbank and Lukoil, the average profit of shares of these per bag in 2016 for one you would have earned 43,930 rubles. Up to the amount of the sum, add 13,000 rubles to the contribution to the remittance. To go out, what only for r_k you earned b 56 930 rubles. With what growth, for three roki, it is richly folded.
Podbag
The contribution to the more conservative and protective people, ymovirno, the older generation. Vіdkrittya іnvestіtsіynіh rahunkіv - for rizikovyh people. Tse is not just fashion trend and good opportunity to earn.
Investing in small sums of money effectively makes more pennies. A lot of people don’t even dare to try this kind of income, relying on their incompetence with their food, as well as the availability of a rich start-up capital. If you want such a lack of honesty and a head shift to the path to success, even today you can start earning money on investments $50 at the gut.
The idea is to think about how to earn money for yourself, it’s really good, but how to implement it, why start investing newbies and how to choose ideal option? About ce and others in details below.
Why do you want to invest today
The moment will come if you don’t want to go to work about the 7th wound, or go for a month at a higher price, ale chi let you tse your robot? And if you are sick and cannot go and earn a penny? Sob don’t be a slave to yourself, it’s better to start investing today.
Why is it clear? I’ll give you the best advice on the food supply. Voni Viveli Take gold rule:
A person cannot spend 24 years to earn a penny, at that hour a penny can be spent on her all 24 years for mining.
Moreover, without permits, medicines and weekends. Pennies are spent permanently by the regime 24/7/365 , to that, a priori, it is the most effective practitioner.
A lot of people's investors are aware that bank deposits are not investments, but let's take a look at the deposit 1000 rubles pid 12% rivers on 50 years, under which the entire profit will be reinvested:
- Through 3 years - 1400 rubles.
- After 4 rocks - 1570 rubles.
- After 10 years - 3100 rubles.
- After 20 years - 9640 rubles.
- After 30 years - 29,960 rubles.
- After 40 years - 93,050 rubles.
- After 49 years - 258,040 rubles.
- After 50 years - 289,000 rubles.
After 50 years they check on you 28900% surplus.Let's go demo. Yakshcho for the quiet of the minds themselves, we invest $1000 to the market of valuable papers, de average profit 20% rivers, then after 50 years they check on us $9 100 440 . If we invested every $1000 every month, then the result will be $40 000 000 .
How to take as a basis 10 years, which is not rich ( for example, your child has not yet caught the fury), and we invest $1000 for 50% of the capital (average income for surplus) with a reinvestment, then we take the following picture:
- 1 river - 1 500 $
- 2 rivers - 2 250 $
- 3 rіk - 3 375 $
- 4 rіk - 5 062.50 $
- 5 rіk – $7 593.75
- 6 rіk - 11 390.62 $
- 7 rіk - $17 085.93
- 8 rіk - 25 628.90 $
- 9 rіk – 38 443.35$
- 10 rіk - 57 665.03 $
In the case of your skin, if you put more money into it, and if you add more pennies to the term, then the results will grow in a geometric progression.
How to start investing correctly from scratch
The first step goes directly to investments, it is necessary to clearly indicate the transfer term, which is in order to manage the budget, goals, you will take away the pennies, and you will invest the money.
Oskilki article was not written for oligarchs or professional investors ( stink everything so know), the emphasis is on starting from scratch. We've got to start with the theory - vivchiti and naskіlki can lure the knowledge of other investors: , those others.
How to invest from scratch? - We need to choose a suitable instrument. You can see the next list:
Vіdpovіdny variant is guilty of vіdpovіdati both financial possibilities, and ochіkuvanої pributkovostі. For example, investing in unruliness or the land is conveyed by a long term and the presence of a significant amount, and investments can 45 dollars, but in any case, you need a song start-up capital, which can be taken from your free pennies, so without a penny, not a penny to pay for rakhunkiv, without an increase in your equal life.
For starters with minimal capital, it’s better to start with investments in PAMM accounts. The back of the head is evident even to those who simply do not lie penniless without work. tezh not varto ominati side.
Axis mi i pіdіyshli to diversify risk: try not to put all the eggs in one cat, like a bibutkovim not a tool. How did you make money on vіdsotka vіd bank deposits then put all the pennies on more than one bank account in one currency in one bank.
A good option for how to invest with minimal risks, fold your own investment portfolio, so that you can share your pennies between different assets. Tse mozhe buti purchase of shares of companies from different galuzy, pridbannya nerukhomosti raznogo priznachennya that іn, head meta – vrіvnovazhiti risiki. If you give a squirt of options, then I decide to cross the minus and take you to the surpluses.
Where would you like to invest pennies?
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How to start investing
The amount of investment can start literally from $10 in - scho available to the skin. Vtіm, vіddacha in such a sum would be even low, it would be better to prepare a solid contribution.
At the thought of more finances, you can use the optimal sum for the start $500
. President of the investment giant Capital One Investing Yvette Butler Please note that this figure was taken inappropriately.
Such pennies for the strength of the brothers of all - in the form of money, as if they were taking away from their fathers' pennies, so for the family of middle-income people, as they simply deposit 5-10 dollars for the day without any particular damage to the family budget.
In case of any successful payment, the deposit will be more sensible. Confirm these words and the fact that even large number brokers assign a minimum bar for districts $500 .
Solidary with such a thought and a sponsor of the project with micro-investments Robinhood Vlad Tenov. For a newcomer, the recipe for success for a novice seems simple - to know 500-1000 dollars, buy some cheap stocks on them. black chips”, for example, Starbucks it is more tolerant than a check of the first dividends for further investment.
You can start investing practically with a sum of money, so you can get 10 dollars on the market, and brokers will also sell you 10 dollars.
CFD option is another option to take profits on shares, and the other option is more fast, even skin option may term dії, for example, 10 or 15hvilin. If you please, in your mind, you will indicate the increase in shares and, when the option is closed, the cost will be more expensive, lower when buying, you will take 79% surplus.
Take a look below to see how we made money with Tesla shares.
Mi th took shares Tesla from the list of assets:
Then they indicated the hour of closing the option on 22:10 (after 9 minutes):
Lost to deposit the amount of investment and tell the head mind, the shares cost more or less at the time of closing please. At once, behind the Tesla papers, a steady growing trend was fixed, with which the price hit a strong line of support, and at the same time the growth continued, we were told in our minds UPHILL:
If after 9 years the number of shares will be lower at the time of purchase, then we will take 79% of the profit.
The client did not have a chance to look at the price chart at the time of closing the option:
As you can see, the quality of papers grew, and we took away 79% in the sum of investments it was turned from $80 $143,2 :
Why start investing for newbies - instructions
Thinking about it, how to start investing, it is important not to lose sight of the fact that a successful start is already important for effective advancement.
Really, the special secrets of the day are not revealed here. Vtim, є thought, scho such vzagalі not іsnuє. Even navit celebrity Warren Buffett repeatedly guessing about those who navit nayperessіchnіsha people can make a small camp for themselves, so that you can clearly bachitim your mark and be patient before it, not unnecessarily with dribnitses.
Before that, how to start investing pennies, it will be impossible to get acquainted with the crowds of people, who have reached the gloomy heights of the financial world, and have already achieved to write their own name in history.
Diya.
Bill Gates having once said that most people are not able to reach their financial goals, not through their intellectual and physical impossibility, but because they irrationally waste their time and energy. Engaged in routine and monotonous work, stink to drive in your potential, or else I will continue to be lucky at the sight of the fall, looking like a long-forgotten relative, I will win the lottery. With this yakbi, the stench was less stained on the zvichayní rozvagi and invested more, then after 5-10 years they had the opportunity to abandon their obridla robot and engage in slurring speeches.
discipline.
It is necessary to develop the yakomog earlier and save it by stretching your life. The development of discipline allows you to control your spending and consistently go to the point of everything. For example, the richest naftovik of the 50s Harold Hunt until the rest of the day, having come to work in an old car, she ate a simple homemade hedgehog, bringing wine from her with a paper bag. Warren Buffett The essence of the price for the sake of it lies in the fact that the skin, who is joking about real investment success, is guilty of the mother's willpower to support the level of life, which is the basis of the level of income. A waste of discipline and turn into bajans mindlessly stained glass, which will inevitably lead to collapse.
arrogance.
Way of investment success - the whole series of pidjomiv that fall. The history of great businessmen, who invested millions in shares and sold everything in one fell swoop, often blinking like an anti-butt for investors-pochatkivtsiv. Ale, don’t be afraid to invest, and then throw more qiu on the right after the first failures. From them come priceless dosvіd, and investing giblets and different projects, the investor is unlikely to lose money.
Knowing famous people that having repeatedly changed wines on the borders of total collapse, and having become more confident, throw everything away and be satisfied with excesses of luxury. Ale, there were always people who inspired yoga and, as you can see now, the stench was completely right. And otrimani "stusan" only helped the financier more angry.
If you knew a pardon, be kind, see a fragment of the text and press it Ctrl+Enter! Great for helping you, it’s important for us and our readers!
Smart investment is a pledge of a highly secure future. Spending free pennies in promising investment projects, you will take the opportunity to significantly increase the wealth. What tools are potentially viable and how profitability the stink can bring to an investor-early, we will analyze in detail in today's article.
Dzherela otrimannya іinvestitsіy
Meals, take it easy pennies, those people are wondering, as if at once they are thinking about their future. To that, it is purposeful not to get used to having accumulated capital, then invest nothing. Then take free pennies for investment?
Let's look at 3 different options:
- Deposit 10-20% of salary . Tsej variant pratsyuє zavzhd. It is important to count, as a sum can be valued without nasledkіv. If it is important for you to save up pennies and spend time on a great one, you can start. True, the options are not so rich and the stench is not the flooring of the surplus, but with deposits of 100,000 and more. But you can see the investment small pennies like a temporal border, which I brought to a great goal.
- Get pennies from relatives . Not the best winding, but there may be a place for buti. Tim is more than fathers can donate cob capital for good right for free.
- Additional income . As a dzherela dodatkovogo zarobіtku can be seen over the norm podrobіtki in the main field of work or short-term options with a small payment. Well, it’s better to happen more. Ale, for the sake of taking off passive income, report zusil to the future varto.
TOP-17 ways to invest money
Otzhe, you have a small capital, and you want to start working. Below is a list of 17 working methods where you can contribute free money. You are left with less to adapt їх pіd to yourself that stalely in terms of income support and that level of risk.
1. Bank deposit
Put a free penny in the bank, if you need to accumulate a short-term reserve for every fluctuation. Crimea terminological contributions, Vіdsotki on deposits are more than copies. That's why it's not good to win good dividends from the big bag. To the one who, nevertheless, having paid the bank account for a sum of more than 1,400,000 rubles, it is necessary to distribute it deposit at different banks . shob at times defaulted the state blew the deposit at the total obligation.
2. Tsіnі paperi
The promotions are one of the most attractive, but also the most advanced options. As practice shows, the distribution of valuable papers is more likely to be entrusted to informed professionals, although they cannot guarantee income. The peculiarity of the method is that the upper stele of the pributka, like a beat, is not. Everything is individual for the skin type. Obviously, it is possible to predict the main trend, relying on the last minute, but not far from it.
Read our overview about those, how to get pardons, how to shatter 90% of contributors-pochatkivtsiv, and .
3. Unruly
Dosit popular way to power free pennies. Adding money to adzhe means taking away the possibility of a Swiss income and covering payments for a mortgage. However, it is necessary to ensure that the apartment is not rented for some reason, you need to pay a penny for your own expenses. In times, if you buy a living on the power capital, you will receive a stable income from minimal risks. Nayvigіdnіshe zdavati apartment for office and other commercial premises.
4. Binary options
With this help, the investor can earn money on the shares of popular companies, banks and corporations. The scheme for working with options is motivated as follows: either you get the maximum profit, or if you fail, you will spend yoga. Riziki high, ale and pributok can reach 70%.
Earnings on options to deposit depending on whether you guess what, growth or fall in the price of shares in the definitions of the term. You can bathe them at a different hour, starting at 1 whilin and ending in months.
Option to invest through a broker that requires knowledge of the basics fundamental and technical analysis.
5. Microfinance organizations
7. Business
One of the most popular investment options. From one side, with the right choice of niche wines, you can bring the greatest surplus to your hairdresser. On the other hand, you cannot rely on long-term income, without permanent contributions to the development of the project. An alternative solution is a franchise, but here you are stuck with the franchisor's strict restrictions.
Read the rest of the publication, and you know if there are more underwater stones to check on you in .
8. Expensive metals
13. Vlasny site
Creating a site is one of the most popular ways to contribute to the promotion and on the price є low reasons:
- small first investments;
- efficiency of creation;
- you can immediately start earning;
- passive income from prospects.
For all the troubles, varto vrakhovuvaty, scho competition in this area is great.
І first, lower, start a project, it is necessary to contact everyone possible ways monetization and promotion. Ideally, the investor is obliged to take care of these meals on his own, then the income will be maximum.
14. Social measures
The topic of earning money in public in social networks does not waste its relevance. There are active discussions on the Internet about what you can earn on your group, and what else you can do. Vіdpovіsti unequivocally tse pitanya folded. Have some kind of vipadka, have quiet, who, having started a couple of fates, є clear advantage. It’s a must to lie down all over the organizational needs of the investor and until the completion of the projects.
If you have a mind to deal with social services on your own, you don’t need a lot of pennies. With a successful increase in the situation, you will eliminate the inconvenience of income from the sale of advertising;
15. Light
At the cob stage, it is even more important to invest pennies in the acquisition of knowledge. New beginners give the opportunity to recommend themselves as a competent specialist and earn more pennies for a comfortable life in the future.
16. Structural products
A stable way to invest the accumulated money, a kind of gaining popularity among the crises and getting back to it. The essence of the field is in the subdivision of capital and the contribution of the main part of the investment (80%) in the bonds and the excess (20%) in the futures and options. Such a combination allows the investor, if successful, to take up to 40% of the profit margin, in case of failure - to redeem for his own money.
Give respect to sorted table, hover below (click on the picture to make it bigger):
Vykhodyachi from it it is possible to grow visnovki, scho structural products may find profit for apparently small investments.
The pributok can be good, if you go about it, but here it’s important to respect the news of that analytics.
17. PAMM-rahunki
Investing in PAMM accounts by transferring free pennies to the trader at the time schedule with the method of multiplying them as a result trading activity on Forex. The peculiarity of such deposits is that contribute protection from the side of a possible shahraystvo otrimuvacha rahunka. During the program, the beats are divided between the participants of the trade, including the important one, which is the additional motivation for successful trading.
Visnovok
How to get good options, where you can put in free pennies - rich. The threshold for entry into the list of available alternatives, so you can try all the tools and find the right ones practically without financial hitches. We, to your heart's content, please don't be afraid to try new things, even if you only gain knowledge and develop investment intuition.
Related posts
2015-2016 pp. declare but uneasy the greatness of the Russians. The economic situation in the country has gone to the extreme. That is the most dangerous situation in the world to talk about those that the crisis is just around the corner. Someone already asks: “Where can you invest pennies, so that the stench works and brings income? » . Your stats will have a lot of similar meals. We try to give an opinion on them, even if the ruble is losing its position on the financial market every day. And the food for saving capital is worth more than that.
The crisis in Russia is near. How to make money on your own fences?
Where to invest pennies, so that the stench worked out? This is a smut food, like putting before you the greater bulk of Russia. It's not a secret for anyone that in the last hour the political and economic situation in the world has become stronger. Instability in the financial market is gradually signified in the everyday life of wealthy people. The ruble is falling due to the name swidkistyu, which is due to rich factors. Nasampered on the Russian economy, there was a crisis situation in Ukraine and sanctions, zaprovadzhenі ЄС at the link with it. Ale big world, in the opinion of experts, vinna vartist oil, rest river dropped to the limit. All these bureaucrats significantly pushed the ruble exchange rate. Quite feasting, as the national currency spent the money of its citizens, the Russians were constantly asking their food: “Where should you invest pennies?”. Even more experts say that the ruble can be devalued. And tse, at your heart, bring it to the point where someone is rich enough to waste their protection. But still not all. Analysts are convinced that in 2015 there will be a massive increase in the speed of working jobs and a decrease wages. To that, speaking about those, where it is possible to invest pennies at once, there is a lot of people who still think about those, how to earn money on them.
The deposit of pennies at the bank. Vigoda deposit
Where to invest pennies, schobi take surpluses? One of the most popular ways to save your money among the Russians is the bank. Obviously, a lot of victorious banks are like a financial cushion with a large sum of money for life for a short period. Ale, you can go to the other option. At the end of the day, the Central Bank of Russia, having raised the key rate to 17%, has become more likely to put a deposit on deposit. Aje interest rates became richer, especially the value of deposits in the national currency. If you want to make deposits in foreign currencies, they can be not less than cash deposits. Before that, there were carried out some changes to the tax code. To the very same, vikoristovuyuchi contribution, you can not only invest a penny wisely, but also protect your protection against the risks associated with the choice. For example, Oschadbank, Gazprom, VTB and others. How to invest big sum, then on the vіdsotki, like this year state banks, you will be able to live!
Investing in unruliness
Replying to the question: "What to invest pennies in 2015?" Let us see that she is borrowing first place for the trust of the hulks. Ale is often rich in vicorist's square meters, as a way to save one's own protection. Forgetting what such an investment tool can bring to your master's chimal income. Zvichayno, for the arrival of an indestructible lane, you need chimali koshti. And if it were nice to arrange them, then the surcharges in the yard of the infirmity would override the mustache. The best way to buy an apartment on the cob stage is to forget the house. Such projects bring new profits. The elite dwelling is especially worthy. Until then, it’s not obov'yazkovo tsyu nerukhomіst nadalі sell, zavzhdі є mozhlivіst zdavati ї ї ї ї ї square meters in rent. But for whom it is necessary to respectfully put up to the infrastructure and refurbishment of the apartment at the hour of purchase. Carefully take a look at everything that can negatively affect the client's susceptibility: surface, communications, view from the window. All services play an important role in renting an apartment. Ale, with whom, having issued a viable pleasing to the client, you can invest a thousand income for indiscretions. How can investing pennies be so self-evident, like unruliness?
Forex Market and PAMM Markets
Where to invest pennies, so that the stench worked out? Most of the time, rozmirkovuyuchi over sim nutrition, experts are inspired to talk about the market "Forex". Recently appeared on the investment market of Russia new form for the attachment of cats under the name PAMM-rahunok. Dosvіdcheni gravitsa vpevneno declare about those who for the help of such rachunkіv you can earn nefarious pennies. It is especially worthwhile to work today. Even the principle of earning money is itself in the fact that it is necessary to earn money on foreign exchange lines. Today, such a trend in the financial market is expected. But experts are ahead of the fact that maybe 90% of newcomers, starting to work on the Forex market independently, spend their own rewards. In the first place, you don’t learn that knowledge, but in a different way, for rich trading on Forex, it’s just a side view of earning money, after which you don’t get to know the fine currency market for an hour. To that dosvіdcheni gravitsa recommend to beginners to speed up the services of a professional trader. Well, otherwise, on the extreme slope, go through low initial courses, as in most cases, without cost, to propagate investment companies and stock exchanges.
Prices of papers and shares
During the hours of the past crisis, the wealthy citizens of Russia, risking to spend their salaries, invested them in the price of paper and shares. Those who, even though they were sorted out in their own business, for a few years already had a small income. Well, those who didn’t manage to get the job done with the shares spent the rest of the protection. Replying to the question: “Where to invest a penny, so that the stench worked?”, we can say that the contribution to the shares brought a good income. But on the whole there can be five fates, and it is also necessary for a mother to have enough knowledge and knowledge to choose a good company. It is best to trust a professional with a strong history of surplus. But it’s impossible to make someone else feel more like it than the one who brings in profits from shares. And even today the market for flooring is small, so you can only get shares of a company for a little bit. І experts to please: first choose the type of contribution, consult with specialists or hurry up with special courses, to help you gain knowledge in this area.
Pennies invested in gold and other metals
The category of citizens in Russia, like a shchoraz, sticking out of the crisis problem in the country, absolutely does not put nutrition: “Where to invest a penny, to earn money?” To this category belong people who trust this kind of investment, like gold. It's not surprising. Since ancient times, gold has been valued In today's market, the situation has changed a little, but for those that gold is mostly more expensive, it's an indisputable fact. Obviously, over time, the trends of such investment have changed, and even today, bank customers successfully invest money not only in gold, but also in other metals. Before them you can see silver, platinum and palladium. You can invest your money in expensive metal in dekilkom in the following ways: buy gold zlivka from the bank (if you happen to pay a tax of 13%), buy gold coins (you can find them in Oschadbank and other great organizations), secured with gold, through the stock exchange), as well as unprepared metal rahunok. For the quiet ones, who by no means have shown up with this type of deposit, it is better to go for the rest of the option.
New for the season! Investing money in mystetstvo
It’s not surprising that standing in front of the food “where it’s smart to invest pennies at once”, we don’t want to choose someone standard vidi insert. In the rest of the hour, fashion was invested in art. Alece is not just a fashionable trend, but a truly promising type of investment. Aja from deyakih lots you can get a win that costs 100, or even more hundred її vartosti. Ale є th deshcho important moments. In order to effectively earn money in any market, it is necessary to have a sing-song world in the world of science. Abo OK koristuvatisya servitors ekspertiv and otsіnyuvachiv. Ta and sort out fashion trends So be moving, swearing to talk, to lean on the peak of fashion in the nearest future. To sound tse everything is even more marvelous and foldable. Really surplus, depending on the type of investment of the temple, evenly on the insoles, on the slopes and folding of the robot in this sphere. Itself s tsієї cause this type of insert to tighten not leather. Aja, everyone wants to invest a penny, it's clear!
Investing money on the Internet
Where to invest rightly today is viable, then tse in the Internet. Even the same Internet is in the life of a skin person. With skin rock, this type of investment is gaining more and more popularity. Options for investing in the Internet, you can choose the best way to earn money for yourself. More than golovnіshe with tsoma - do not spend on shakhraiv. Even with the growing popularity of this type of investment, the number of vipadkivs, connected with the deception of clients, has grown. In order not to go to the number of deceived contributors, it is necessary to carefully check all the documentation, and, if possible, provide information about the chosen company. Where to invest pennies, sob їx more? The selection is not just wide, but majestic: hype, cryptocurrencies, sites, MFA sites, etc. Starting from the creation of a good site and ending profitable investments in promising projects, you can even make a lot of money. It’s hard to say that you can earn money yourself on deposits on the Internet. To deposit everything, depending on how much money will be invested specifically, and what kind of direct choice is the depositor. Ale s urakhuvannyam of the fact that the Internet is becoming popular with the skin day, the risks to spend their contribution are not high.
Investment in the government business
Where to invest pennies to earn a simple people? Adzhe can’t afford to get his money in the bank, or buy irrelevant shares on them. Those categories of hulks, as a matter of distrust, put up to contributions from a foreign company, the experts of the raju will look at the option of opening a private business. Tim more, who at once for whom to finish a listening moment. Foreign companies, in connection with sanctions and unprofitability of doing business on the territory of Russia, will be heavily out of the borders of the Russian Federation. This led to a reduction in competition over the market of trade. That market of commercial non-violence, better for everything, change the varity by square meters. All tse and give a miraculous year to the new arrivals of novice rozpochat successfully their own business. Where to invest? The best way is to get to the goods of the first need, clothes or food products. Dolar, more for everything, more statistic, you can buy a range of national goods and diversify with Chinese products. Also, experts recommend divvying up to such directions, like a pharmacy and ritual services. Even though it sounded wonderful, but such organizations will always bring in surpluses. Zvichayno, risiki, po'yazanі z vіdkrittam vlisnyy biznesu, dosit vysokі. But the economic situation in Russia today is not very stable. Therefore, such a choice of investment can become successful! Until then, changing risks for the marriage of cats, you can find a good companion.
Investment of cats at the vlasny rozvitok
Where to invest pennies, so that the stench worked out? As you understand, you can spend pennies in a different way. Too many people, thinking about nutrition about the investment of their money, often succumb to the choice of self-development. What does it mean? You can, for example, win the accumulated wealth for withdrawal supplementary education or else the introduction of expensive cursives for learning what to do. For whom it is sufficient to pay the entire course for the entire hour. Koshti will be deposited to dosit visually, chi is not so? You can spend money on the care of your children, or you will need medical care for your loved ones for a long time. Zagal navіt eksperti vvazhayut, scho such contributions є duzhe vіdnimi. Adzhe vartist navchannya that medical service is growing rapidly. Until then, such investments do not require additional knowledge. Zagal conducted experts on the fact that it is necessary to save money to invest in different spheres, thus insuring yourself against possible misfortunes. But it means that food about those, where you can put a penny, a great person is not so foldable!